Finance

The Savings You Deserve: Special Insurance Discounts You Might Be Missing

May 27, 20252 min read

When most people think of insurance, they think of cost. But what if your next conversation about coverage could focus more on saving money than spending it?

At Tom Gotham Agency, we believe that insurance should do more than protect what matters — it should reward the people who serve, support, and strengthen our communities. That’s why we proudly offer exclusive discounts to:

  • 🎖 Veterans

  • 🎓 College students and graduates

  • 🛠 Union members

  • 🚨 First responders

Let’s break down what each of these discounts could mean for you and how easy it is to check if you qualify.

💼 For Veterans: Coverage That Honors Your Service

If you’ve served in the U.S. Armed Forces, we consider it a privilege to serve you in return. Our veteran discount applies to both home and auto policies, helping reduce your monthly premiums while still providing full protection.

Whether you're a retired veteran or currently serving, our team will walk you through options that recognize the unique aspects of military life including flexibility for relocation and deployment.

🎓 For College Students & Recent Grads: Get a Head Start on Financial Security

You’re building a future and we want to help you protect it. That’s why we offer discounted insurance policies for full-time college students and recent graduates.

Students often assume insurance is out of reach, but the truth is, you’re in the best spot to get covered affordably. Younger age brackets and good grades often qualify for additional savings, making now the ideal time to get started with home, renters, or auto insurance.

🛠 For Union Members: Tailored Protection for Hardworking Families

Union members form the backbone of our workforce, and we want to make sure your insurance works just as hard as you do. Whether you’re in skilled trades, manufacturing, healthcare, or public service, union membership qualifies you for lower premiums and more comprehensive options.

Plus, many policies can be adjusted to match your specific union’s contract terms — like job site risks, long commutes, or early retirement needs.

🚨 For First Responders: On the Front Lines Deserve First in Line

We don’t take first responders for granted — and neither do our policies. EMTs, paramedics, police officers, and firefighters can all receive discounted rates on life, auto, and home insurance.

You protect others every day — our job is to protect what matters most to you, from your home to your family’s future.

Want to See How Much You Can Save?

Many of our clients don’t realize they qualify for multiple discounts until they speak with an agent. The best part? There’s no commitment required to review your options.

✅ We’ll ask a few quick questions
✅ Cross-reference all eligible discounts
✅ Build a policy that fits your life and your budget


Back to Blog